Ratchani Suk Financial Education
Ratchani Suk financial education programmes

Three Programmes, Each Built Around Real Financial Life

Each programme addresses a specific area of personal finance that matters to adults in Northern Thailand — clearly structured, practically focused, and respectfully delivered.

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How We Design Each Programme

Contextually Grounded

Every programme draws on the specific institutions, rules, and cultural practices of Northern Thailand rather than generic national standards.

Practically Structured

Participants leave each session with a completed template, a filled-in framework, or a set of steps they can act on immediately — not just notes from a lecture.

Respectful of Your Time

Half-day and full-day formats are chosen to match the natural time commitments of working adults. Multi-session programmes spread over weeks, not consecutive days.

Financial Calendar Setup

A practical half-day workshop that guides each participant through building a personalised annual financial calendar. This is not a generic planner — it is structured around the Thai fiscal year, Regional Revenue Office deadlines, insurance renewal cycles, and the investment review dates that matter to someone living and working in Northern Thailand.

By the end of the session, each participant takes home a completed printable calendar and a digital template they can update each year. The pace is relaxed and questions are welcomed throughout.

  • Thai Revenue Department tax deadlines mapped in clearly
  • Insurance and provident fund renewal reminders
  • Investment review dates and cooperative bank meeting cycles
  • Printable and digital templates included
  • Bilingual materials in English and Thai
Duration1 Half-Day Session
Programme Fee฿3,100

Process steps:

Welcome & introductions Review of key Thai dates Calendar building exercise Question time Templates distributed
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Financial Calendar Setup workshop
Cooperative Bank Services Education

Cooperative Bank Services Education

Two full-day sessions dedicated to understanding cooperative banking and credit union services as they actually operate across Thailand. Many adults hold accounts or memberships in cooperatives without fully understanding the benefits available to them — or what they are entitled to ask for.

This programme covers membership advantages, the different savings programmes available, how lending terms compare to commercial banks, and how dividend structures work. Participants leave with a clearer sense of what their cooperative membership is worth and how to use it more effectively.

  • Cooperative vs commercial bank comparison, plainly explained
  • Savings programme types and their realistic returns
  • Lending terms — how to read and compare them
  • Dividend structures and member annual general meetings
  • How to make the most of existing membership
Duration2 Full-Day Sessions
Programme Fee฿7,900
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Philanthropic Financial Planning

A five-session programme spread across three weeks for adults who want to make charitable giving a considered and sustainable part of their long-term financial life. In Northern Thailand, giving to temple communities, local charities, and extended family networks carries deep cultural meaning — this programme helps participants structure that giving in ways that are financially sound as well as personally meaningful.

Topics include structured giving frameworks, Thai tax-deductible donation methods, legacy philanthropy through family funds, and how to create a giving plan that endures across years and decades.

  • Structured giving frameworks adapted to Thai cultural contexts
  • Tax-efficient donation methods under Thai Revenue Department rules
  • Legacy philanthropy — family funds and enduring giving plans
  • Realistic annual giving budgets that fit personal finances
  • Community and temple giving structures in Northern Thailand
Duration5 Sessions / 3 Weeks
Programme Fee฿14,400
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Philanthropic Financial Planning

Which Programme Suits You?

Each programme stands on its own and can be attended independently. Many participants choose more than one over time.

Aspect Calendar Setup Cooperative Banking Philanthropic Planning
Best forGetting organised for the year aheadUnderstanding your cooperative membershipStructuring meaningful, lasting giving
Duration1 half-day2 full days5 sessions / 3 weeks
Fee฿3,100฿7,900฿14,400
Materials included
Thai & English bilingual
Post-session access

Not sure which programme is right for you? Contact us and we will be glad to talk it through.

Consistent Quality Across All Programmes

Privacy and Confidentiality

All participant information and any financial details discussed in sessions remain strictly confidential. No sharing with third parties, ever.

Annual Content Review

Every programme is reviewed and updated each year to reflect current Thai tax legislation, cooperative banking regulations, and giving frameworks.

Capped Attendance

A maximum of twelve participants per session ensures individual attention and a comfortable learning environment.

Educational Scope Only

We provide financial education, not personalised financial advice. This boundary is clearly communicated and consistently maintained across all programmes.

Post-Session Support

Participants may contact us by phone or email for up to three months after their session with content-related questions.

Feedback-Driven Improvement

Written feedback is collected after each session and reviewed by the facilitation team. Suggestions are taken seriously and acted on where appropriate.

Ask Us About Any of These Programmes

We welcome questions by phone, email, or through the contact form on our home page. There is no obligation and no hurry.